N26 AI employee
A Superkind AI employee that connects to N26, checks balances, reconciles payments, and creates reports for you. Message it in Teams or Outlook, it works with your N26 accounts and reports back with the result. Sensitive actions such as transfers wait for your approval.
- Hosted in the EU
- GDPR data processing agreement
- Ready to start today
- Works in Teams, Slack and more
What is a N26 AI employee?
A N26 AI employee is an AI that connects to your N26 account and completes tasks in it. It reads accounts, balances, and transactions, reconciles incoming payments with invoices, and prepares transfers. Superkind builds this AI employee with your company knowledge and delivers the finished result to wherever your team works.
Unlike workflow builders such as Zapier or Make, there is nothing to configure. No triggers, no zaps, nothing to maintain. You describe the outcome in plain English, the AI employee picks the right N26 actions, chains them with your other systems, and asks for your approval before sensitive steps.
N26 is a mobile bank with current accounts, Mastercard debit cards, Spaces subaccounts, instant transfers, and digital tools for everyday finances.
You ask in Teams
Describe what you need in plain English.
Superkind picks the actions
Selects the right N26 actions and chains them together.
Superkind works in N26
Checks accounts, reconciles transactions, prepares payments. Your real data.
Superkind reports back
Delivers the finished result to Teams or Outlook.
What can you ask Superkind to do in N26?
Messages you would actually send. Copy one, swap in your specifics, and Superkind takes it from there.
“Check the open invoices in DATEV against our N26 incoming payments and list every discrepancy.”
you, to @Superkind“Reconcile this week’s N26 transactions with the invoices in lexoffice and flag any unexplained amounts.”
you, to @Superkind“Create a report of last month’s N26 transactions grouped by recipient and category.”
you, to @Superkind“Let me know here as soon as N26 books an incoming payment above 5,000 euros.”
you, to @SuperkindHow does Superkind work with N26?
- Native integrations and connectors for 1,000+ tools
1Connect your systems
N26 connects through secure Open Banking access. Add Teams, Outlook, and your accounting systems. Superkind only uses the accounts and permissions you approve.
@Superkind please reconcile the open invoices in lexoffice with N26 incoming payments and prepare the missing payment.
On it. I am reconciling the N26 transactions and preparing the missing payment for approval.
2Tell Superkind what you need
Message your AI employee in Teams like a colleague. Ask it to reconcile N26 incoming payments with open invoices. Superkind understands the outcome and picks the required steps.
- 3 invoices matched to transactions
- N26 account balance checked
- SEPA transfer prepared
SEPA transfer preparedWaiting for your approvalApprove the SEPA transfer?3Superkind operates, you approve
Superkind reads the required N26 data and reports the result in Teams. A prepared transfer waits until you approve it. Every access and action is logged.
What can Superkind do in N26?
Ask in plain English from Teams or Outlook. Superkind picks the right N26 actions, runs the work, and reports back. No workflows to build.
List accounts
Lists N26 main accounts, Spaces, joint accounts, and instant savings accounts with status and IBAN.
Get account details
Gets the product, currency, IBAN, account owner, and status for an N26 account.
Get account balances
Shows the current N26 balance and available amount for each account or Space.
Calculate total balance
Adds the individual N26 balances from the main account and Spaces into one total.
List transactions
Lists booked N26 transactions for an account and selected period with booking and value dates.
Get transaction details
Gets the amount, currency, recipient, remittance information, and transaction ID for an N26 transaction.
Detect incoming payments
Finds incoming N26 transfers using amount, sender, date, and remittance information.
Match card payments
Matches N26 card authorisations and booked Mastercard payments through their shared transaction ID.
Detect direct debits
Filters N26 transactions for SEPA direct debits and shows the mandate ID and creditor ID.
Detect refunds
Detects refunds and reversals in N26 using the bank transaction code and positive amount.
Reconcile transactions
Matches N26 transactions with invoices from DATEV or lexoffice using amount, date, and remittance information.
Prepare SEPA transfer
Prepares a SEPA transfer in N26 with recipient IBAN, amount, and remittance information.
Prepare instant transfer
Prepares an instant SEPA transfer in N26 that is processed immediately after confirmation.
Create standing order
Creates a recurring SEPA payment in N26 with amount, start date, and execution frequency.
Check payment status
Checks the N26 status of a SEPA transfer from received to executed or rejected.
Get payment details
Gets the creditor account, debtor account, amount, remittance information, and status for an N26 payment.
Confirm available funds
Checks through N26 whether a specified amount is available in the selected account.
Explain payment failure
Turns the N26 payment status and available error messages into a clear explanation.
List card payments
Lists N26 Mastercard payments with merchant, amount, booking date, and status.
List cash withdrawals
Filters N26 transactions for ATM withdrawals and shows amount, date, and location.
Detect card reversals
Detects cancelled or expired N26 card authorisations and matches the resulting reversal.
List Spaces
Lists N26 Spaces with name, individual IBAN, status, and current balance.
Create Space
Creates a new N26 Space for taxes, bills, or another reserve.
Rename Space
Changes the name of an existing N26 Space for clearer budget allocation.
Move money
Moves an approved amount between the N26 main account and a Space.
Create transaction report
Creates a report from N26 transactions grouped by period, recipient, bank transaction code, and amount.
Superkind uses N26 together with your other systems
Ask for outcomes that span tools. The AI employee matches N26 transactions with invoices and spreadsheets, then delivers one finished result.
Superkind AI employees that work with N26
Every role brings its expertise and uses N26 as one of its tools.
Companies working with Superkind
Frequently asked questions
Everything you need to know about your AI employee for N26.
Yes. Superkind can connect N26 through secure Open Banking access. After you give consent, the AI employee can read accounts, balances, and transactions and prepare supported payments. Your team starts tasks from Microsoft Teams or Outlook. Access stays limited to the agreed accounts and functions.
You start the connection during our shared setup. N26 shows which accounts and data are requested, and you approve access directly with N26. The connection is then ready for the AI employee. Payment functions require a suitably authorised connection. Permissions can be limited and revoked later.
The AI employee can retrieve N26 accounts, balances, and transactions, detect incoming payments, classify card payments and direct debits, and reconcile transactions with invoices. It can also prepare SEPA transfers, instant transfers, and recurring payments when the connection supports those functions. We define the specific tasks and accounts with you.
No. You describe the result you need in Teams or Outlook. Superkind picks the right N26 actions and connects them with DATEV, lexoffice, or Excel when needed. Unlike Zapier or Make, you do not need to build or maintain triggers and steps. The AI employee asks when something is unclear.
Only with your approval. The AI employee can assemble the recipient, IBAN, amount, and remittance information and prepare the payment in N26. Final approval stays with an authorised person through the required confirmation step. No money moves without that yes. Your team defines which other N26 actions count as sensitive.
Superkind is hosted in the EU and signs a GDPR data processing agreement with you. The AI employee receives only the minimum required N26 permissions and accesses only approved accounts. Your data is not used for training. Access, results, and approvals are logged so every action remains traceable.
N26 offers a free Business Standard account. Paid Business plans start at about 5 euros per user per month and range to about 17 euros. Zapier starts at about 20 euros per month and Make at about 10 euros per month, both plus setup time. Superkind is priced per use case, a fraction of a full-time hire.